A Waverly woman accused of having used funds from the Sayre Elks Club for personal purposes was arraigned Wednesday in district court.

According to a criminal affidavit filed by Sayre borough police, Terry L. Copp, 52, has been charged with theft by unlawful taking, receiving stolen property, access device fraud and theft by deception, all third-degree felonies. Police said Copp used a debit card issued for club-related uses for personal use over 100 times as early as September of 2010.

Copp was arraigned Wednesday by Magisterial District Judge Michael Shaw and released from the Bradford County Correctional Facility on non-monetary bail conditions.

Police said Copp, the club manager at the South Elmer Avenue lodge at the time, used a debit card belonging to the Elks to make 139 unauthorized purchases. and Copp also wrote a check for $2,000 to receive cash from a checking account belonging to the club and also made a deposit and immediate withdrawal of $450 from a club bank account.

According to police, Copp is alleged to have received $11,667.26 in cash, merchandise and services between the unauthorized charges, check and withdrawal.

Club officials discovered the unauthorized transactions after a check written to a local business came back because of insufficient funds, police said. An audit of the club's finances later revealed the unauthorized transactions, police said. According to police, Copp was unable to provide receipts or records legitimizing the transactions.

Police said the club's board of directors met with Copp in January to discuss the findings and worked out a plan for Copp to pay $5,000 back to the club by March. However, police said Copp made a $3,300 payment in February and showed no indication of paying the rest of the amount, prompting officials to pursue police charges.

Copp will face a preliminary hearing before Judge Shaw on May 8.

Amanda Renko can be reached at (570) 888-9652; or email: arenko@thedailyreview.com.